Tired and admittedly a bit curious and itching for a confrontation, I decided to answer the phone when BofA called this evening. The 7:30 p.m.-ish call, I mean, since there are several during any given evening.
The rep, a very nice woman who kept calling me Miss Christina because I don't think she could pronounce my last name (happens a lot), went through the spiel about phone numbers and how they're a debt collector, and how my Notice of Intent to Accelerate expired Aug. 17. Then she told me my total due, about $3,300, and asked if I were calling to make a payment.
"Nope," I replied simply.
She then asked how she could help me, to which I responded, "Well, I'm returning one of your 1,000 daily phone calls."
Let's give her lots and lots of credit. She didn't rise to the bait. Instead, she told me about their "Suppression of Calls" policy, whereby all collections calls will stop for a given period of time. In my case, it's 14 days.
Should start tomorrow.
I can't wait for the silence.
WHAT?! I didn't know about this? We just turned our home phone off to avoid the calls.
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